Video footage also helps homeowners create a record of what has been taken from their home
during a burglary. Homeowner’s insurance is designed to cover private homes and the possessions therein from losses or damage that can occur as the result of a number of devastating events. Homeowner insurance covers most events such as fires, tornadoes and hurricanes. Flood insurance is generally not included and must be purchased separately since floods are a more common occurrence. The cost of homeowners insurance is generally not taken into consideration by first time homeowners when buying their home, but a significant discount is generally given to homeowners with home security systems installed. The total discount given as a result of homes having security systems differs based upon the features of the system for instance, a system monitored by a central monitoring station should provide a larger discount compared to one that is not monitored and the amount of coverage purchased initially and the company offering the insurance. In general, homeowners receive a 10 20% discount on their insurance by having a functioning home alarm system installed. This type of system allows the home alarm to be
remotely armed or disarmed, cameras to be monitored, household lights to be turned off and on, air conditioning or heating to be turned on or changed, and motion detectors to be monitored. All of these functions not only allow homeowners to watch for intruders, but they also help to protect the home remotely. Turning on lights at a specified time through remote access can help to give the illusion that someone is at home even when they are not. Accessing the heating or air conditioning can help to prepare the home for sudden temperature changes to prevent pipe damage and can also help to save on electric or gas bills.
There are a lot of systems out there, so to make it easy for you, our team has done the research
across all of the top home security brands and has compared everything from their features, pricing, ease of use, durability, customer service, customer reviews, brand reputation and much more to determine which systems represent the best value.
1 inches high with a matte white finish, the hub makes an unobtrusive addition to any side table, while the Detects are discreet and responsive for up to 15 ft. The Guard also comes with a Google Assistant built in, so you can use voice commands to arm the system but not disarm, play music, or even request a temperature change, if you have a
Nest thermostat. During our tests, we strongly considered home automation options, which allow you to remotely
control features of your home, such as lights and door locks. But we wanted to figure out what these differences meant on a day to day basis: Which features were necessary for improved peace of mind?Which would be easiest to integrate into our daily routines?Needless to say, the market is increasingly shifting toward DIY home security, as people look for options that work seamlessly with their existing smart homes. Technology may not be at the point where an alarm will sound if your security camera detects an unfamiliar face or burglar — but it’s certainly not very far. On the other hand, the more we automate and become intertwined with the Cloud, the more vulnerable our personal data becomes to hacking.